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Anytime, a neobank serving small businesses

Subsidiary of Orange Bank, Anytime is a neobank specializing in services for professionals. It offers an offer that aims to simplify the lives of small businesses by helping them with their accounting, financial and organizational management.

Making it easier to manage a company’s finances is Anytime’s commitment to its customers. Born in Belgium in 2012, this neobank was then attacking an unusual and yet fruitful market: pocket money. Damien and Thierry, the two founders, created at that time the first payment card for children. The latter is connected in real time to the parents’ telephone. As soon as the teenager realizes an expense, they are notified. Because they are responsible for the account. The advantage of this system? The credit card is separate from the parents’ accounts. No risk, therefore, that there is an overrun. Very quickly, the two entrepreneurs realize that this system attracts another target: professionals. In 2015, the Belgian company is refocusing on assets. With a single registration, the customer can have access to a personal and professional account. He will be able to isolate his pro and personal operations, while having a 360° view from his client space.

The Anytime offer: a veritable bouquet of services

When I wanted to change banks three years ago, I did a comparison. My choice fell on Anytime. When I contacted them, I got an incredibly friendly person. The objective was to have a neobank with a good quality/price ratio because I was leaving a bank where the costs of managing the account were staggering. I also wanted to have a range of services that could be suitable for a very small business. Three years later, I have no cause for dissatisfaction, quite the contrary!” explains Jean-Charles O., director of ProCashSolutions.

Are you a freelancer, independent or manager of a company? Anytime has designed a global solution for managing your business. With its “independent and small business” offer, the neobank offers a multitude of services:

  • Benefit from a professional and personal account on the same interface. “As everything is linked, if you need a loan or an overdraft, it is much easier to send documents or supporting documents.” explains Marie-Laure H., freelance nurse, client at Anytime.
  • Have physical and virtual payment cards (Mastercard) for you and your employees, in a secure and configurable way. Transactions are instantly visible from the customer area. You can also generate single-use virtual cards.
  • Receive notifications in real time: direct debits, transfers, transactions… A means of being able to react in the event of suspicious transactions.
  • Perform international transactions freely and for free.
  • Optimize your cash management by creating sub-accounts to anticipate charges. Thus, you put money aside for your expenses (Salaries, VAT, Urssaf…) and your projects (events, purchase of equipment…). “You can transfer from your main account to your sub-accounts to plan your movements related to VAT for example” develops entrepreneur Jean-Charles O.
  • Cash checks.
  • Benefit from very advantageous international transactions.
  • Quickly edit invoices and quotes. In a few clicks, via your customer area, Anytime allows you to affix your logo to your documents 100% in compliance with the regulations in force.
  • Simplify your accounting. With Anytime, your VAT is automatically calculated. “In terms of accounting, it’s very simple! It leaves me a lot of time compared to before. If I make a purchase of equipment, I only have to take the photo of the invoice, I send it and my accounting is done.” explains Marie-Laure H.

Packages tailored to your needs

I am totally satisfied with the customer journey. It’s easy, it’s fun, the operations are done almost in real time and the security procedures are robust” confides Jean-Charles O. And at Anytime, these services are available on all five accounts offered for small businesses: Start, Easy and Boost and Business.

The Start Package

Ideal for people who are “starting”, this account is dedicated to the self-employed, liberal professions and micro-enterprises. For €9.5 per month, excluding tax, you will be able to access a professional account and another personal account, two Mastercard cards are available as well as 50 virtual cards for professionals. With this package you can make up to 20 transfers and direct debits. You can also benefit from a follow-up of all your operations in real time. You also have the option of ordering a stand-alone payment terminal, tracking your expense reports, receiving alerts by SMS and email. A problem related to a transfer, a check or a card? Enjoy chat-based customer service.

The Easy Package

This account is intended for professionals, freelancers, freelancers, entrepreneurs and associations who wish to benefit from more services, such as telephone assistance or 200 virtual business cards. This package allows you to make 100 free transfers or direct debits and up to 4 free check deposits per month. All for just €19.5 per month.

The Boost Package

For €45 per month, SMEs, start-ups and associations have access to the Boost offer, which allows them to take advantage of 5 credit cards and 300 virtual cards dedicated to business. With this package, the professional benefits from all the advantages of the Start and Easy accounts, as well as 200 outgoing transfers, 6 free check deposits per month and a telephone line dedicated to customer service.

The Business Package

Intended for companies, start-ups and associations of more than 10 people, the Business plan offers the same advantages as those of the Boost offer, but with 10 payment cards and 500 virtual cards. Take advantage of 500 free transfers and direct debits per month, 8 check deposits and above all a complete invoicing tool. The latter allows you to easily manage your quotes, invoices and purchase orders. Automatic reminders are also sent for the payment of your customers. Finally, a management dashboard is offered to view the indicators of your activity such as your balance, your turnover, pending invoices, etc.

All you have to do is determine, according to your needs and those of your company, which package you are going to choose!

In partnership with Anytime

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